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Living in the Silver Coast Portugal: Your Guide in 2024

Are you pondering a new life living in the Silver Coast Portugal? Understandably, a blend of affordable living, inviting beaches, and vibrant expat communities is compelling.
Dot
April 25, 2024
Ana Fankhauser
April 25, 2024
TABLE OF CONTENTS

Are you pondering a new life living in the Silver Coast Portugal? Understandably, a blend of affordable living, inviting beaches, and vibrant expat communities is compelling. Our guide cuts straight to the chase: uncover the real costs, housing options, and cultural elements that define living in the Silver Coast Portugal. Make your next move with confidence, armed with insights from those who’ve laid down roots along the Silver Coast.

Key Takeaways

  • The Silver Coast in Portugal offers a blend of relaxation and adventure with its temperate climate, beautiful natural landscapes, and slower pace of life, which is affordable and increasingly popular among expats.
  • Housing options on the Silver Coast are diverse and more affordable than in other European hotspots, with opportunities for investment through the Portuguese Golden Visa program and varied rental options suitable for different budgets.
  • The region supports a range of work and business opportunities, particularly for remote workers and entrepreneurs, due to its welcoming community, modern amenities, and favorable conditions for start-ups.

Life on the Silver Coast: Embracing the Portuguese Lifestyle

Life on the Silver Coast

Nestled between the hustle and bustle of Lisbon and the charm of Porto, the Silver Coast offers:

  • A slower pace of life
  • Accessibility to city life
  • Portuguese hospitality
  • Delicious cuisine
  • A relaxed pace of life

This unique lifestyle makes it a magnet for expats from different corners of the globe.

The Silver Coast offers:

  • Natural beauty
  • Temperate climate
  • Tranquility
  • Picturesque beaches with golden sand and azure Atlantic Ocean
  • Rugged coastline for outdoor adventures

The Silver Coast’s affordability, with a cost of living significantly lower than other European destinations like the UK and US, only adds to its allure.

A slower pace of life

Embodying a relaxed, laid-back lifestyle, the Silver Coast stands in contrast to the more developed tourist areas in Portugal. The slower pace of silver coast life here allows residents to unwind and rejuvenate. The soothing sounds of waves lapping against the shore and the breathtaking sight of sunsets over the coastline serve as constant reminders to appreciate the serene setting.

Friendly and welcoming locals

The warm and welcoming local community is a distinctive feature of the Silver Coast. The locals have a palpable friendly attitude towards foreigners, evident when one explores the charming towns or dines at the myriad of restaurants.

This welcoming mindset, coupled with the region’s stunning beaches, including the best family beach, the fishing town’s beautiful beach, and other amazing family beach options along the spectacular coastline, makes the Silver Coast a truly inviting place to call home.

Language and integration

Although English is prevalent in coastal towns, mastering Portuguese greatly enhances an expat’s integration and overall experience. Basic proficiency in Portuguese not only facilitates daily life but also enriches social interactions and strengthens bonds with locals. Indeed, conversing with locals in their native language is one of the most authentic ways to immerse oneself in the Silver Coast’s diverse culture.

Housing and Real Estate Options

Housing and Real Estate Options

The Silver Coast’s real estate market has gained popularity among foreign investors, thanks to the Portuguese Golden Visa program. This program has made it an attractive option for those seeking investment opportunities, especially considering the affordability and diversity of housing options available. Whether you’re looking for new developments or traditional townhouses, the Silver Coast offers a variety of options at more affordable rates than in the Algarve and Lisbon.

Property prices on the Silver Coast start as low as €70,000 for a two-bedroom apartment, with the average asking price per square meter varying from €2,028 in Caldas da Rainha to €3,413 in Óbidos. This wide range of investment options caters to different budgets and preferences, making the Silver Coast an ideal destination for prospective homebuyers.

On the other hand, if you’re looking to rent, the region offers options that cater to a wide range of budgets, starting at around €350 for a one-bedroom apartment in Peniche’s center.

Affordability and value

The Silver Coast’s low cost of living and attractive real estate prices draw numerous expats, making it a sought-after residential location. Often cheaper than the Algarve, another favored expat destination in Portugal, the Silver Coast delivers exceptional value for both living costs and property prices.

This affordability makes it an attractive option for expats looking for a lifestyle change without breaking the bank.

Buying vs renting

Whether you aim to purchase or rent a home, the Silver Coast boasts a diverse range of options, more affordable than similar properties in Lisbon. The variety of choices caters to diverse budgets and tastes, positioning the Silver Coast as an appealing destination for potential homeowners or tenants.

Popular areas for expats

Coastal towns like Nazaré, Peniche, and Ericeira, along with inland cities like Torres Vedras and Óbidos, are among the popular locations for expatriates along the Silver Coast. These towns and cities offer a unique blend of coastal beauty, historic charm, and modern amenities, making them ideal for expats seeking a balanced lifestyle.

The thriving expat community in Caldas da Rainha provides ample networking opportunities for professionals seeking to establish themselves on the Silver Coast.

Work and Business Opportunities

Beyond its allure as a place for relaxation, the Silver Coast is also a hotspot for work and business opportunities. The region presents a spectrum of employment prospects across various industries, with positions in internet technologies, like Investigation Analyst, particularly in high demand. Moreover, the Silver Coast’s conducive environment for remote work presents opportunities for expats to work from anywhere, a trend that is increasingly common due to the widespread digitization of work.

The region also offers a wealth of business opportunities. Entrepreneurial expats can capitalize on business opportunities in towns like Torres Vedras, known for its attractions for water sports. These towns offer a niche for ventures like surfing schools, making them ideal for those with a love for the outdoors and a knack for business.

Remote work and digital nomads

The Silver Coast’s conducive environment for remote work and high quality of life have made it a popular destination for digital nomads. Some of the benefits of living and working on the Silver Coast include:

  • Lower cost of living compared to other European regions
  • Beautiful natural surroundings and beaches
  • Access to modern amenities and infrastructure
  • Welcoming and friendly local community

These factors make the Silver Coast a financially appealing and enjoyable setting for remote workers.

Moreover, the Non-Habitual Resident status and other tax incentives provided by the Portuguese government offer significant financial benefits for remote workers relocating to the Silver Coast.

Starting a business

Launching a business on the Silver Coast comes with numerous benefits. For instance, the affordability of properties in Lourinh can significantly reduce the initial startup costs. From surfing schools and boutique hotels to local restaurants, the Silver Coast fosters a supportive environment for burgeoning ventures.

Networking and support

Networking is a critical aspect of establishing and growing a business, and the Silver Coast offers ample opportunities for this. Some ways to network and find support in the Silver Coast include:

  • Utilizing online platforms and expat forums
  • Attending local business events and meetups
  • Joining professional organizations or associations
  • Participating in community activities and volunteering

These resources can aid in your professional integration and connection-building in the Silver Coast.

These resources pave the way for fruitful collaborations, partnerships, and professional growth.

Education and Schools

Education is a crucial consideration for expats moving with their families, and the Silver Coast does not disappoint. The region offers several international schools that cater to the expat community, providing familiar curricula and easing the transition for children of expat families. These schools maintain a high quality of education, with instructions primarily in English, and various international education systems, such as the International Baccalaureate (IB) program, are available.

For families considering higher education options, there are reputable universities within reach of the Silver Coast region offering a range of undergraduate and postgraduate courses.

International schools

The Silver Coast hosts an assortment of international schools catering to children of various nationalities. These schools offer diverse curricula, including:

  • English and American national curricula
  • French ‘Lycée Français’
  • Deutschen Schule
  • Svenska Skolan
  • Instituto Español

They also offer qualifications like the International Baccalaureate and Cambridge International Examinations. Besides providing a familiar learning environment, these schools integrate Portuguese into their curriculum, supporting a multilingual environment that offers long-term benefits for children.

Language courses

Learning Portuguese is an essential part of the expat experience in Portugal, and the Silver Coast offers several opportunities for this. The Caravela School, for instance, offers a communicative teaching approach that focuses on listening comprehension, enabling expats to better understand and interact with the local Portuguese-speaking population.

Higher education

For those seeking higher education opportunities, the city of Coimbra, once the capital of Portugal, is home to the country’s oldest university. This prestigious institution offers a variety of undergraduate and postgraduate courses, making it an excellent choice for expats considering further studies in Portugal.

Healthcare and Medical Facilities

Healthcare and Medical Facilities

Healthcare is a crucial consideration for anyone contemplating a move to a new country, and Portugal’s healthcare system is renowned for its quality. The Portuguese healthcare system, known as the National Health Service (SNS), provides medical services to residents, including expats with a residence permit.

Here are some key points about the healthcare system in Portugal:

  • Healthcare is generally free for children under 18 and people over 65.
  • All residents can access public healthcare through contributions to the Social Security Fund.
  • For assistance in navigating the healthcare system, expats can refer to resources such as ‘Healthcare in Portugal: A Complete Guide for Expats’.

However, while the public healthcare system is accessible to all residents, many expats choose to supplement it with private healthcare. Private healthcare in Portugal offers a number of advantages, such as quicker appointments and more English-speaking providers, making it a popular choice among the expat community.

Public vs private healthcare

The public healthcare system in Portugal, known as the SNS (National Health Service), is accessible to all residents and is mostly free, with modest fees for certain services. However, accessibility can be challenging in remote areas, and language barriers may pose difficulties.

On the other hand, the expanding tourism sector has improved private healthcare, leading to better services and more English-speaking providers. Private healthcare facilities often provide expedited appointments, and many specialists are fluent in English, allowing for convenience and ease of communication for the expat community.

Health insurance

While the public healthcare system provides basic coverage, it is highly recommended for non-EU expats living in Portugal to have private insurance. Major private healthcare providers accept private health insurance and can offer additional services outside of the public system.

Companies like Cigna Healthcare offer different international health insurance plans for expats, including inpatient and daypatient treatment, along with comprehensive packages that feature higher annual limits and additional benefits.

Local medical facilities

Medical facilities on the Silver Coast cater to the healthcare needs of both residents and expats alike. These facilities range from:

  • outpatient clinics
  • hospitals providing comprehensive inpatient services
  • operating rooms
  • research laboratories

Portugal boasts around 200 hospitals that are considered well-regarded by international and European healthcare standards.

In particular, Caldas da Rainha’s healthcare facilities and Coimbra Hospital are noted for their quality of care, making them attractive options for expats requiring medical attention.

Leisure Activities and Entertainment

Life on the Silver Coast isn’t just about work and relaxation. The region is also a hub for diverse leisure and entertainment options. Whether you’re a golf enthusiast, a foodie, or a history buff, there’s something for everyone on the Silver Coast. The region offers a variety of outdoor activities, from hiking and paddling to swimming and caving, showcasing the Silver Coast’s natural beauty and favorable climate. Golfers, in particular, will find some of the best golf facilities in Europe on the Silver Coast, making it a prime destination for sports enthusiasts.

The Silver Coast’s rich history and cultural heritage provide a wealth of opportunities for cultural immersion. From UNESCO World Heritage Sites to picturesque towns and local festivals, there’s an abundance of cultural experiences to explore. Coupled with the region’s diverse culinary scene, characterized by fresh produce, seafood, and delicious Portuguese wine, the Silver Coast offers an enriching and enjoyable lifestyle that appeals to a wide range of tastes and preferences.

Outdoor adventures

Outdoor enthusiasts will find a wealth of activities to explore on the Silver Coast. The region’s mild Mediterranean climate creates a comfortable environment for an active outdoor lifestyle. Some activities to enjoy include:

  • Hiking along the rugged coastline
  • Paddling in the crystal clear waters of the Atlantic Ocean
  • Swimming and sunbathing on the beautiful beaches
  • Cycling through the scenic countryside
  • Surfing and windsurfing in the waves
  • Fishing in the rivers and lakes
  • Golfing on world-class golf courses

There are plenty of ways to enjoy the region’s natural beauty, just an hour north, including admiring the fruit trees.

The Berlenga Islands serve as a natural haven for a range of activities, including hiking, birdwatching, and snorkeling, all accessible with a short boat trip from Peniche.

Cultural experiences

The Silver Coast offers a rich tapestry of cultural experiences. The region boasts several UNESCO World Heritage Sites, including the monasteries in Alcobaça and Batalha with their exquisite Gothic architecture, offering a glimpse into Portugal’s rich history and culture.

Medieval towns such as Óbidos captivate visitors with their picturesque streets and historically vibrant painted houses. The fortress in the fishing village of Peniche, once a political prison, now houses a museum that recounts an important era of Portuguese history.

Culinary delights

The diverse culinary scene is another hallmark of the Silver Coast. Whether it’s the fresh fruits and vegetables cultivated by local farmers or the seafood that’s a staple in the local cuisine, the region offers a gastronomic experience that’s sure to delight food lovers. From the grilled sardines to the stew-like caldeirada, each dish is infused with traditional Portuguese flavors.

Wine enthusiasts can also explore the region’s vintages through unique wine tasting opportunities, including sessions set in traditional windmills.

Transportation and Accessibility

The Silver Coast’s ideal location and superior connectivity present an attractive proposition for expats. Conveniently nestled between Lisbon and Porto, Portugal’s Silver Coast provides easy access to these two major Portuguese cities. Lisbon Airport, just an hour’s drive from the Silver Coast, is the nearest international airport, while Porto Airport is approximately two hours away. The Silver Coast’s close proximity to major highways and railroads further bolsters its connection to the broader Portuguese region.

Despite its tranquil setting, the Silver Coast is well-connected with a modern train network and an extensive express bus service. These efficient public transportation options, along with the region’s extensive road network, ensure that residents can easily travel to and from the Silver Coast, whether for work, leisure, or everyday needs, all within walking distance.

Public transport

The Silver Coast is well-connected with efficient public transportation options, including a modern train network and an extensive express bus service. Portugal’s train network offers various service categories such as Regionais, Interregionais, Intercidades, and high-speed Alfa Pendulares, with the latter two requiring seat reservations.

The country’s express bus network, Rede Expressos, supplements local and rural bus services, providing daily connections to numerous destinations. For quicker travel across the Silver Coast, buses are often a faster option compared to regional trains.

Driving and car rental

An extensive network of toll roads facilitates driving on the Silver Coast, offering a speedy option for travelers. However, drivers should remain alert to local driving habits, ensure proper vehicle documentation, and equip mandatory safety gear when navigating Portuguese roads.

Car rental services are widely accessible and relatively affordable on the Silver Coast, with numerous local and international agencies to choose from.

Proximity to major cities

Strategically positioned between Lisbon and Porto, the Silver Coast ensures easy access to both cities. The Silver Coast offers:

  • Easy access to both Lisbon and Porto
  • Improved connection between Lisbon and the Silver Coast through the A8 motorway
  • Increased accessibility and attraction for international property buyers

Summary

From its serene beaches and charming towns to its welcoming community and diverse opportunities, the Silver Coast offers a unique blend of tranquility, warmth, and authenticity that makes it a truly idyllic expat haven. Whether you’re looking to embrace a slower pace of life, invest in affordable real estate, explore work and business opportunities, provide quality education for your children, access top-notch healthcare, immerse yourself in leisure activities and cultural experiences, or simply enjoy the region’s excellent connectivity and accessibility, the Silver Coast has something to offer for everyone.

Frequently Asked Questions

What makes the Silver Coast a popular destination for expats?

The Silver Coast is popular among expats for its relaxed lifestyle, beautiful beaches, affordable real estate, diverse work opportunities, and excellent healthcare, making it an attractive destination for those seeking a new place to call home.

How is the cost of living on the Silver Coast?

The cost of living on the Silver Coast is known for its affordability, with a lower cost compared to other European destinations.

What work opportunities are available on the Silver Coast?

On the Silver Coast, you can find a range of work opportunities in different industries, as well as options for remote work and business opportunities in towns popular for water sports. Embrace the diverse employment landscape and exciting entrepreneurial possibilities in the region.

What healthcare options are available on the Silver Coast?

On the Silver Coast, you can access both public and private healthcare, and you also have the option to supplement with private health insurance for extra coverage. Consider exploring these options for your healthcare needs!

How are transportation and accessibility on the Silver Coast?

The transportation and accessibility on the Silver Coast are excellent, with options for public transport, driving, and proximity to major cities like Lisbon and Porto.

About Movingto

Movingto is a leading immigration law firm that specializes in helping individuals and families navigate the complex process of relocating to Portugal. With a team of experienced lawyers and immigration experts, Movingto.io provides tailored solutions to meet the unique needs of each client.

Why Choose Movingto?

  • Expertise and Experience: Our lawyers have extensive knowledge of Portuguese immigration law and years of experience assisting clients with various visa applications, including the D7 Visa, Golden Visa, Startup Visa, and Family Reunion Visa.
  • Personalized Approach: We understand that every client's situation is different. Our lawyers take the time to listen to your goals and provide personalized advice and guidance throughout the process.
  • Comprehensive Support: Movingto.io offers a comprehensive range of services beyond legal advice, including assistance with document preparation, property search, and relocation planning.
  • Competitive Fees: We offer competitive fees and transparent pricing so that you know exactly what to expect.
  • Exceptional Client Service: Our team is committed to providing exceptional client service. We are responsive, attentive, and always available to answer your questions.

Whether you are an entrepreneur seeking to establish a business in Portugal, a retiree looking to enjoy the country's favorable tax regime, or a family seeking to reunite in Portugal, Movingto.io is here to guide you every step of the way.

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