Can I get a mortgage as an expat in Portugal?

Movingto Editorial Team
Answered 
December 18, 2022

Yes, it is possible for expats to obtain a mortgage in Portugal. However, the process may vary depending on your individual circumstances and the specific requirements of the lender. In general, you will need to meet the lender's eligibility criteria, which may include factors such as your credit score, income, and debt-to-income ratio. You will also need to provide documentation such as proof of income, identification, and proof of residence in Portugal.

It is a good idea to research different lenders and compare their mortgage products and terms before making a decision. You may also want to consider seeking the advice of a financial advisor or mortgage broker who can help you navigate the process and find the best mortgage solution for your needs. If you need more info read all our articles abot mortgages and mortgages brokers

Want further advice?

RHJ Group are the experts in this field, and can help with your enquiries.

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